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Showing posts with the label David Apaflo

DA Notes - Happiness

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Some time in 2014, I had closed work for the day and I was deeply frustrated and unhappy. I'm not sure till this day I know exactly why. As part of my daily social media routine, I got on Youtube and stumbled on a video of some ghetto kids happily dancing to Eddy Kenzo's Sitya Loss . I did not understand a word of what Eddy Kenzo was saying ( click to see the meaning of his lyrics ) but the beat and great vocals coupled with these kids bubbling with energy and having a great time got me in my feelings. I realized that these kids did not have a tenth of what I had but they were happy. Now this story isn't about saying I would have traded all I had to be happy. No that's not the point. I'm trying to explain that somehow I felt I should be happier because I seemed to have more means. Within a few minutes of watching, I broke down into tears. I had to find happiness. It was not in the degrees, it wasn't in owning a business or having money. Happiness was

Apaflo Profits Multiplication Table

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Almost every week, i'm inundated with people calling me to say David what can I do to make money? Especially with Nigeria going through a recession/depression. I always start by asking the following questions: What are you currently doing? I'd like to know what you have started doing or what you plan to do. Action action action. Preferably I like people who have started doing something at least. Can what I am doing scale? Scale is simply about serving more people with little or no increase in costs. On the average almost every business can scale but there are usually limits. I'd do a subsequent post discussing scaling in detail. How much of scale do I want? I'd rather rephrase this as how much of profits do I want? The Apaflo Profits Multiplication Table (APMT) basically shows how profits multiplied by customers gives you money in the bank! Sell an item with a profit of $1 to 10 people, you make $10. Sell an item of $100 to 1,000 people you have $100,000

Leadership in unlikely ways

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One cool evening after work, I was driving home on the busy Adeola Odeku Street in Victoria Island. The beauty of the night lights really gives the street a nice dazzle. Away from the aesthetics of the road, from afar I saw one of the traffic lights blinking - signaling it was about to turn red and I frantically tried to pick up speed to beat the light to no avail.  As I settled down accepting my fate, the drivers behind me didn't seem to understand that RED meant stop as they kept on blaring their horns for me to move so they could also move. I decided to wait for the light to turn green before I moved ignoring the resulting noise pollution coming from behind me. As I drove off , I started seeing leadership from a different dimension. The fact that the right actions of one man can actually compel others to act right. In this situation, once I wasn't going to beat the light every other person behind me had to wait whether they liked it or not. I re

My FATE Foundation Experience

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FATE Foundation is a charitable organization with a full focus on entrepreneurial development. They run various programs for aspiring business owners and those already in business. The Foundation is the brain child of Fola Adeola the founder of Guaranty Trust Bank Plc. You can check them out on their website www.fatefoundation.org  In April 2016, I was a student in the Aspiring Entrepreneurs Program (AEP 55) and I tell you it was a lot of new learning which got me really excited about the future. From the very first class with Mrs Toyin Bakare, COO of SAS Textiles, I had concluded my fees were already well spent. We had several sessions on Goal Setting, Marketing, Negotiation Skills, Legal Issues, Finance and accounts. To see a detailed outline of the syllabus, please click this link . One thing I particularly liked about the AEP program was the calibre of people that were facilitating these classes. Top shots! For example the Marketing Class was taken a Director in O

Mentor Monday - Episode 1 : Progression

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I have quite a number of people (mentors) whom I seek wisdom and guidance from at Intervals. For the next 9 weeks, I would share some key lessons I have learnt from these amazing people on Mondays.  I remember one day sharing with my mentor  Yemi Sanni  about how I just had a great year in business and was wondering if I could do it again. He sat me down and told me a very short story that has forever changed my perspective. He said "When I was in Primary 2, I would walk past the Primary 4 class and see the maths they were solving on the board. It would look so difficult and I would wonder how I would manage to pass maths when I get to Primary 4 but then I got to Primary 4  and not only did I understand the maths at that level, I was topping the class" The lesson sank in clearly. Some things in life are about progression. Doing stage 1 well helps you succeed at stage 2. This advice has been one I constantly remember and YES, I had another fantastic ye

Questions - Why Cards Episode 1

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Asides a recent obsession with Quora , I first came across the concept of Why cards one day while snooping on my younger sister's notepad. lol. It is basically about asking random questions and answering them with some cheeky answers. It seemed fun and captivating. However, beneath the fun, you are likely to unearth some deep knowledge about certain issues. As one of my favorite writers Mike Murdock puts it, the quality of your life is determined by the quality of the questions you ask! Have fun with this guys! Q: Why does Apple have a logo at the back of it's Macbooks? A: They just want to show off. Q: Why does the work week start on Monday and not any other day? A: Well, we all agreed to start on monday. Q: Why are you reading this? A: You are maybe bored or curious. Maybe trying to see what I'm up to. lol Q: Why does America act like the class captain of the world? A: I dunno o. The stole the ether from Mid guard. Q: Why are pastors of mega churches so

From Lagos to France and the scholarship in between - Tosin Ogunmusire

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After my blogpost on whether or not to go for a Masters degree, there has been significant interest from readers about advanced learning. In this post, I bring to you the story of a bright young Nigerian - Tosin Ogunmusire who won a scholarship from Total to study in France. This story is to inspire our readers and let them know that these opportunities exist and are real. I personally know 4 people who have been beneficiaries of this scholarship. Without wasting your time, peep the interview below -DA. Tell us about yourself - Educational & Work background I'm a graduate of the "prestigious" University of Lagos Nigeria, where i studied Industrial Relations & Human Resource Management, and also picked up some work experience via internships at Citibank Nigeria & Chevron. I worked as a teacher (for free) in a public school for my NYSC after which i was at Guinness Nigeria for about 6 months, KPMG for a month, then PwC Nigeria where I had a bulk of my profe

Managing Risks - David Apaflo TEDx Unilag

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A few months back I was a guest speaker on TEDx Unilag . The video clip is now available please watch below and please drop me your feedback. Thank you.

David Apaflo @ TEDx Unilag

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Oba Ilobaa : An Entrepreneur, His idea and MONEY

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I met Oba when he contacted me to work on the financial projections for his Laundromart business back in 2012. Trust me when I say it all started with an Idea . In this piece, he shares the insights he has gained in starting and running his business for almost 24 months. - David Apaflo Neatly stacking the well ironed shirts and ‘Natives’ into my school bag, then crosschecked the old GTB diary to confirm the bill and be certain all items were accounted for, I sent the sms and hopped into a ‘danfo’ heading to Ikota to deliver fresh laundry to a customer. This was how I started a laundry business as an undergraduate in the University of Lagos. Fast-forward this by four years and we have Snowfresh Laundromarts (UNILAG ), a Business School certificate, a winner of Diamond Bank BET3 programme , and an admirable network of seasoned entrepreneurs and consultants. The idea was simple then as it is simple now – “to provide laundry service to a large demographic at the lowest po

5 Lessons from a leisure Trip to Tinapa

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Sometime in 2012, I was in the beautiful city of Calabar for a few days and decided to visit the popular Tinapa Business Resort. I had dreamed of coming here and since fate made it possible for me to be in Calabar, there was no way I was going back home without visiting Tinapa. I assembled a team of friends and we were off to Tinapa to see its very large shopping mall, the beautiful scenery and oh THE WATER PARK ! The water park was a sight to behold with several pools, the lazy river and a 60ft water slide. I was determined to enjoy all the facilities to the max and so I did till I arrived at the 60ft water slide. As much as I wanted to slide down it, it looked so high and so steep, I wondered if I was going to fall off on my way down. I summoned courage and decided to take the slide. Climbing to the top, I realized that it was even much higher than it seemed from the ground. OMG! I should never have come here. Just as I was about going back, a young boy came by… swoosh! and h

David Apaflo graces the Battle Axe Summit 2014

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On Thursday 28th August 2014, I was a guest at the Battle Axe Summit of the Youth Minstry, Foursquare Gospel Church, Gbagada. I spoke on the topic Starting (business) Small. It was an interesting question and answer session where I shared my practical experience in my short business sojourn. I would update this post with the audio and pictures when I get them. Stay winning and never be afraid to start small!

1 year after

So its one year since I have been publishing posts on this blog and I want to say my mind has been blown by the kind of response I got. The over 25,000 views we have grossed in the last one year doesn't even capture the entire story. The job offers, the scholarships, the encouragement, those things cannot even be quantified. I started this blog not trying to make money. I was just doing it to find my peace of mind. I am indeed grateful for everyone who has taken out time to visit this blog whether or not you read a piece. For those who are regular readers, those who promote and share these pieces with their friends. One of the humbling experiences of writing on this blog has been having people that I have never met calling me up to ask for my opinions on certain issues. Once again, thank you and please ensure you share this blog with your friends,, family and the rest of the world .

David Apaflo graces COSOMAS 2nd Annual Mentorship Forum @ Caleb University, Imota

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Earlier this year, I was a guest speaker at the COSOMAS 2nd Annual Mentorship Forum @ Caleb University, Imota. I spoke on the topic " The path to the right: Academic Fidelity " It was an exciting time where I got to speak to the students about taking a stand against exam malpractices.

Business Lessons to learn from Nairaland’s recent shut down

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Recently, nairaland was down for a few days and the entire Nigerian cyberspace felt the ripple. As is usual for me, the day starts with checking up the latest news on a few websites including nairaland. That day, I was so shocked to find that nairaland wasn’t up. After about three days offline, nairaland came back up and even though about 5months data was lost, people carried on using the service seamlessly (a few complaints here and there though). How switching costs locked us in Here is the interesting part – having read about the psychology of internet users and knowing that the average internet user is impatient, one would have though a three day absence was enough to blow nairaland to obscurity but NO. That didn’t happen. In fact, people were thankful for what was retrieved. Over the years, nairaland has been a vital source of relevant “local” information. There is literally nothing you cannot find on nairaland. It is sort of like a Nigerian encyclopedia. The massive da

Harvard Business School Admission

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A few days ago Harvard Business School (“HBS”) was in Lagos for an information session at the Four Points by Sheraton Hotel in Victoria Island, Lagos. So as it seems, these ivy league schools are paying more attention to Africa. I know Wharton and Stanford have similar events coming up in the next couple of days. I was at the program and even though I was a few minutes late, I don’t think I missed much. There was a panel of current MBA students (Class of 2015) and some other Harvard Alumni at the program. The students talked about several things – course work, campus life etc. We were also given a run through of HBS’ evaluation criteria which is as follows: • Habit of leadership • Analytical aptitude and appetite • Engaged community citizenship For the admission process, you would need the following: • Written Application • Transcripts • GMAT • Resume • Recommendations • Essay Some points to note however: • The average GMAT score for the Class of 2015 is 73

ARM Young Talent Programme 2014

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ARM is one of the most respected financial services brands in Nigeria. ARM is a diversified and integrated, non-bank financial services institution with 18 years investment management expertise. ARM pioneered the execution of infrastructure projects in Nigeria, based on the Public Private Partnership framework. ARM manages total assets of over $2 billion. The ARM Young Talent Programme (AYTP) is designed to provide exemplary university students with the opportunity to develop an early career at ARM through an exposure to meaningful assignments that offer opportunities to gain real-world experience. The programme runs for a minimum of six (6) weeks each year. It is our chosen way to influence the development of talents in our environment. I was part of the 2012 AYTP programme and I must tell you it was a wonderful experience. We worked on developing a customer acquisition strategy and brand awareness strategy for the ARM Group. If you are conversant with 3rd Mainland Bridge, you

2013 coming to an end

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Wow!!! 2013 has come to an end so fast. In what has been an amazing year for me, I want to specially thank you for taking the time to read my articles. When we reached 1,000 views , I set a target of 10,000 views by December 31, 2013. We aren't there yet. However, we are just a few figures off the 6,000 views mark. Beyond the views, I hope you have learnt something from me no matter how small. Shout out to Blast Magazine , EntreQuo Magazine, Jarushub.com , Under35CEO and my Shelze Consulting team . You guys have been fabulous. For 2014, we would have more guest writers. Watch out for the interview with the Man who moved from a 2.0 CGPA to a 5.00 CGPA simply by changing direction and much more. Looking forward to a very successful 2014. Happy New Year.

3000 Views + David Apaflo now a columnist in Nigeria's most influential career blog Jarushub.com

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Hi guys, I am thrilled to announce that www.davidapaflo.com has crossed the 3,000 views mark!!! This has only been possible by your readership and I thank you very much. In the coming weeks, I would be tweaking the blog layout to give a smoother feel and for easy navigation. In other news, yours truly would now be featured on jarushub.com nigeria's most influential career blog see the press release here . And please remember to vote for jarushub.com in the Nigerian Blog Awards 2013 here . Look for the category on Best Career or Job Blog

My First Business Venture - Part 1

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Business! Business!! Business!!! The one word that makes good friends become sworn enemies. Lol. My fascination with business started way back as a kid when a family friend who worked in CBN gave me some really crisp 10 naira notes. Ever since then I always wanted something that had to do with money and it was no surprise I went on to study accounting in the university and also become an associate member of the Institute of Chartered Accountants of Nigeria (ICAN). I had no plan B that is all I wanted. Anyway this post is not about how I started creating paper currency notes and making paper wallets to store them or how I lost that monopoly of currency creation when my younger ones realized they could also create their own currency notes and hence did not need to follow my rules to get my notes. (Shout out to my Sis Mzjay!) I would be discussing how I started my first business venture. I would explain the following: • How it was unplanned; • How I took advantage of an opportunity